Although it would seem like your advisor is delivering...how about diversifying across advisors ? What !? Sure, why not have ANOTHER advisor, its free after all ! Its like having a 2nd opinion or a fresh pair of eyes and its more common than you think ! Email daniel.vn@aesfinance.com for more information (Botswana, Uganda...the rest of Africa & SE Asia) Web: http://www.offshore.site11.com